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Online ADHD therapy UK

ADHD and Compulsive Spending

Specialist online CBT for adults with ADHD who struggle with impulsive buying, debt, shame, dopamine-seeking or difficulty controlling spending.

ADHD impulsive spending

Spending can become part of an ADHD coping cycle, not a personal failing.

ADHD can affect impulse control, reward-seeking, emotional regulation, planning and money management. For some adults, buying something creates a quick shift in mood, stimulation or relief, especially when boredom, stress, low mood, shame or emotional overwhelm are already high.

ADHD and compulsive spending can involve genuine intention to stop, followed by another online order, another buy-now-pay-later purchase, or another moment of regret. Therapy starts by understanding the pattern without judgement.

ADHD money problems

The spending cycle can be practical, emotional and shame-based.

Compulsive spending is often about more than money. It may temporarily soothe, distract, reward or create a sense of control. The difficulty is what follows: debt, secrecy, hiding spending, avoidance, panic, self-criticism and promises that are hard to keep when the next urge arrives.

Boredom, stress, low mood or emotional overwhelm Online shopping, buy-now-pay-later or impulsive purchases Short-term relief, stimulation or dopamine-seeking Debt, hiding spending or avoiding bank accounts Regret, shame and another urge to escape the feeling

CBT for compulsive spending

CBT can help identify triggers, manage urges and create practical strategies.

CBT can help you map what happens before, during and after spending urges. Together, we look at emotions, thoughts, apps, routines, access to credit, avoidance, shame and the moments where ADHD and addiction patterns or ADHD emotional dysregulation make impulsive spending harder to interrupt.

The work is practical and reassuring. Therapy may include trigger mapping, urge-management strategies, money check-in routines, friction around high-risk buying, alternative ways to regulate emotion, and plans for repairing lapses without spiralling into self-attack.

A notebook and calm coastal setting representing practical money planning and CBT strategies

Specialist online CBT

Support with Cally Farrer, BABCP-accredited CBT therapist.

Cally Farrer is a BABCP-accredited CBT therapist with 15 years experience in various clinical roles, including mental health and substance misuse services. Online CBT therapy is available across the UK for adults looking for specialist, non-judgemental support with ADHD and compulsive spending, ADHD money problems, ADHD and addiction, and overlapping emotional regulation difficulties.

Free 15-minute consultation

A first conversation can help you decide what support might fit.

You are welcome to get in touch without pressure, judgement or needing to have everything sorted first.